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Balance Transfer Credit Cards

Transfer of outstanding debt from one Credit card to another eliminates the payment of huge interest on rollover credit and is the best tool to avail credit with 0% interest for almost a year by use of multiple cards facilitating balance transfer. The following credit card offers are designed to help you to save huge money on interest.

IRCTC SBI Platinum Card
Apply Now Button

At SBI's
secure site

IRCTC SBI Platinum Credit Card
  • 0% Interest on Balance Transfers for 60 days or 1.7% for 6 months,min transfer Amt Rs5000/- and max transfer Amt 75% of the credit limit, Processing fee for 60 days 2% or Rs.199, whichever is higher for 6 months Zero.
  • Balance Transfer on EMI your outstanding to SBI Card. Save more with lower interest rates & pay back in EMIs @0.5% per month for 3 months OR @0.75% per month for 6 months, Processing fee:1.5% or Rs. 199, whichever is higher.
  • Welcome Gift - 350 activation bonus Reward points on spending Rs 500 or more within 45 days of card issuance Earn Rs. 100 cash back on your 1st ATM cash withdrawal within 30 days of receiving the card.
  • Value Back Benefits - Buy tickets through irctc.co.in for AC1, AC2 and AC CC and earn up to 10% value back as Reward points.(1 Reward Point = Rs. 1)Get 1 Reward point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases at irctc.co.in
  • Exclusive travel privileges, Book your airline tickets with IRCTC at unbeatable prices.
  • Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions of Rs. 500 - Rs. 3,000, exclusive of GST and other charges Get maximum surcharge waiver of Rs. 100 per statement cycle.
  • Interest Free Credit Period for 20-50 days.
Joining Fees Balance Transfers Interest @ Annual Fee Credit Needed
Rs 500/- <=60 days 0% p.m. or <6 Months 1.7%p.m. 3.35% p.m Rs 300/- Good

SBI Card Elite
SBI Signature Card

At SBI's
secure site

SBI Card Elite
  • Balance Transfer all your high-rate credit card balances to SBI Card @0% interest p.m for 60 days (Processing fee: 2% or Rs. 199, whichever is higher) OR Transfer @ 1.7% p.m for 6 months Zero processing fee.
  • Balance Transfer on EMI your outstanding to SBI Card. Save more with lower interest rates & pay back in EMIs @0.5% per month for 3 months OR @0.75% per month for 6 months, Processing fee:1.5% or Rs. 199, whichever is higher.
  • Welcome e-Gift Voucher worth Rs. 5,000,From an array of travel and lifestyle brands : Yatra, Hush Puppies, Marks & Spencer, Pantaloons and Shoppers Stop
  • Free Movie Tickets worth Rs. 6,000 every year Transaction valid for at least 2 tickets per booking per month. Maximum discount is Rs. 250/ticket for 2 tickets only. Convenience Fee would be charged.
  • Earn upto 50,000 Bonus Reward Points worth Rs. 12,500/ year Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 3 and 4 lakhs.
  • Get 5X Reward Points on Dining, Departmental stores and Grocery Spends Earn 2 Reward Points per Rs. 100 on all other spends.
  • International Lounge Complimentary membership to the Priority Pass Program worth $99, 6 complimentary Airport Lounge visits per year, outside India ( max. 2 visits per quarter)W.e.f. 1st July 2017 Access over 1000 Airport Lounges.
  • 2 complimentary Domestic Airport Lounge visits every quarter in India To avail the offer, please use your SBI Card ELITE at the lounges.
  • Complimentary Club Vistara Silver membership Get 1 complimentary Lounge Access Voucher and 1 Upgrade Voucher Earn 9 Club Vistara Points for every ₹ 100 spent on Vistara flights.
  • Complimentary Trident Privilege Red Tier membership Get exclusive 1,000 Welcome Points on registration Enjoy 1500 Bonus Points on your first stay & additional ₹ 1000 hotel credit on extended night stay.
  • Privilege of the lowest Foreign Currency Mark-up Charge of 1.99% on International usage, You are also entitled to 2 Reward Points on every Rs.100 spent on International transactions.
  • Exclusive Concierge Service Exclusive assistance with gift delivery, customized holiday packages, travel, movie & hotel reservations Exclusive discounts at leading Spa’s and Lifestyle Stores.
Joining Fees Balance Transfers Interest @ Annual Fee Credit Needed
Rs 4,999/- <=60 days 0%p.m. or <6 Months 1.7%p.m. 3.35% p.m Rs 4,999/- High Income Customers

Axis Bank Insta Easy Credit Card
Apply Now Button

At Axis Bank's
secure site

Axis Bank Insta Easy Credit Card
  • Minimum Fixed Deposit requirement for issuance of Insta Easy Credit Card is Rs 20,000 and maximum of Rs 25,00,000
  • The approval of Axis Bank Insta Easy Credit Card is 100% assured.
  • The Platinum Chip offers clear authentication of credit payments combined with easy fraud detection.
  • No Income proof, No address proof, No identity proof.
  • Lower Interest Rate of 1.95% p.m on roll over credit.
  • Balance Transfer Plan @ 0% interest rate for 3 months, 2.95% interest after 3 months, 2% processing fee or Rs. 199 (whichever is higher).
  • Balance Transfer Plan @ 0.75% interest for 6 months, 2.95% interest after 6 months, 1% processing fee or Rs. 100 (whichever is higher).
  • Auto Debit Facility with flexibility of choosing debit of total amount due, or debit minimum amount due (5% of the outstanding amount).
Joining Fees Balance Transfers Interest @ Annual Fee Credit Needed
Rs 500/- <=3 Months - 0%,>3 Months - 1.95%
or
<=6 Months - 0.75%,>6 Months - 1.95%
1.95% p.m Nil Compulsory Fixed Deposit

Axis Bank Signature/Wealth Credit Card
Apply Now Button

At Axis Bank's
secure site

--OR--

SMS Axis Bank at
54646

Axis Bank Signature Wealth Card
  • Balance Transfer Plan @ 0% interest rate for 3 months, 2.95% interest after 3 months, 2% processing fee or Rs. 199 (whichever is higher).
  • Balance Transfer Plan @ 0.75% interest for 6 months, 2.95% interest after 6 months, 1% processing fee or Rs. 100 (whichever is higher).
  • EMV certified Chip embedded Card, which gives you the highest levels of security
  • Enjoy complimentary access to airport lounges both within and outside India
  • Complimentary Insurance Cover Air Accident Cover Rs 2.5 Lakhs, Purchase Protection Rs 1 Lakh, Lost Card Liability Rs 3 Lakhs, Loss of Travel Documents $ 300, Delay of Check-in baggage $ 300, Loss of Check-in baggage $ 500.
  • Round the clock International Concierge Services for a host of lifestyle services.
  • eDGE Loyalty Rewards Program,Fuel Surcharge Refund, 25% cash back on movie tickets,Bill Payment facility,Mobile Alerts.
  • Global Acceptance,Global Emergency Replacement Card in case of loss of card,Interest Free period upto 50 days,Roll Over Credit, Cash Advance Facillity, Auto Debit Facility, EMI Facility.
Joining Fees Balance Transfers Interest @ Annual Fee Credit Needed
Nil <=3 Months - 0%,>3 Months - 2.95%
or
<=6 Months - 0.75%,>6 Months -2.95%
2.95% p.m Nil High Income Customers

SBI Gold & More Card
Apply Now Button

At SBI's
secure site

--OR--

phone Call SBI at
1800 180 1290

STD Code + 39020202

SBI Gold & More Credit Card
  • 0% Interest on Balance Transfers for 60 days or 1.7% for 6 months,min transfer Amt Rs5000/- and max transfer Amt 75% of the credit limit.
  • Earn 1 Cash Point for every Rs.100 spent encashable against outstanding balance,Smart Spending 2.5% Value Back on all Departmental store & Grocery Spends, 2.5% fuel surcharge waiver for each transaction between Rs.500 & Rs.3000.
  • VLCC Discount Voucher: Pay Rs.2,200 to avail VLCC Head to Toe package worth Rs.9,099.
  • Travel Extravaganza: Exciting discounts only thru Ezeego1.com, Rs.250 off per person on domestic one-way flight booking, Rs.1,500 off per person on International return flight booking, 10% off on hotel bookings max Rs.4000, Flat 7% off on holiday bookings max.
  • Credit free period of upto 50 days, Worldwide Acceptance in over 24 million outlets across the globe, including 3,25,000 outlets in India.
  • Add on Cards to your family member, Cash withdrawal from over 1 million VISA/MasterCard ATMs including 18,000 ATMs in India, Online Railway tickets booking, Utility Bill Payment Facility, EMI Facility, Easy Money Facility thru Draft on call.
  • E-statement, SMS Alerts, Online SBI Card Drop Box & ATM Locator
Joining Fees Balance Transfers Interest @ Annual Fee Credit Needed
Rs 499/- <=60 days 0% p.m. or <6 Months 1.7%p.m. 3.35% p.m Rs 499/- Moderate

SBI SpiceJet Card
Apply Now Button

At SBI's
secure site

--OR--

Phone SMS 'SPICE' at
"56767"

SBI Spice Jet Credit Card
  • 0% Interest on Balance Transfers for 60 days or 1.7% for 6 months,min transfer Amt Rs5000/- and max transfer Amt 75% of the credit limit.
  • Discount voucher worth Rs. 500 redeemable on one-way or return fare ticket, 5 In-flight Meal Vouchers, 5 Excess Baggage waiver vouchers upto 5 Kgs each Get 5% Cash Back on Full-fare, each time you book your ticket directly on SpiceJet.
  • 4x Reward Points on spends at departmental and grocery stores, 1 Reward point on every Rs.100 spent at other retail outlets, discount voucher worth Rs. 1,000 on every spend of Rs 25000 on spiceJet, exclusive access to the premium MasterCard airport Lounges in India.
  • Worldwide Acceptance in over 24 million outlets across the globe including 3,25,000 outlets in India, 0% Fuel Surcharge, Cash Access Across the World thru MasterCard & SBI ATM, E-statements, SMS Alerts, Online bill payments, Drop Box Locator.
  • EMI Facility, Easy Money Facility thru Draft on call, Online railway ticket booking, Add-on cards for your family members.
Joining Fees Balance Transfers Interest @ Annual Fee Credit Needed
Rs 499/- <=60 days 0% p.m. or <6 Months 1.7%p.m. 3.35% p.m Rs 499/- Moderate

Yatra SBI Card
Yatra SBI Card

At SBI's
secure site

--OR--

Phone Call SBI At
1860 180 1290

1800 180 1290
STD Code + 39020202

Yatra SBI Credit Card
  • 0% Interest on Balance Transfers for 60 days or 1.7% for 6 months,min transfer Amt Rs5000/- and max transfer Amt 75% of the credit limit.
  • Travel Delights: world of special offers, Yatra.com Vouchers worth Rs 8,250, 2 vouchers worth Rs 500 each for Domestic Travel, 2 vouchers worth Rs 1,000 each for International Travel, 1 voucher worth Rs. 750 for Hotel Bookings, 1 voucher worth Rs 1,500 for Domestic Holidays, 1 voucher worth Rs 3,000 for International Holidays
  • 6x Points on spends at Yatra.com, departmental and grocery stores, 6x Bonus Points on Base Fare/ Base Tariffs for purchases made at Yatra.com 1 point on every Rs. 100 spent at other retail outlets, Redeem all your points for Yatra.com vouchers
  • O% Fuel Surcharge, Complimentary Airport Lounge Access to the premium MasterCard airport lounges in India
  • Worldwide Acceptance in over 24 million outlets across the globe including 3,25,000 outlets in India, 0% Fuel Surcharge, Cash Access Across the World thru MasterCard & SBI ATM, E-statements, SMS Alerts, Online bill payments, Drop Box Locator.
  • EMI Facility, Easy Money Facility thru Draft on call, Online railway ticket booking, Add-on cards for your family members.
Joining Fees Balance Transfers Interest @ Annual Fee Credit Needed
Rs 499/- <=60 days 0% p.m. or <6 Months 1.7%p.m. 3.35% p.m Rs 499/- Moderate